Call Us 309-764-8331 ☰ ˟
Logo
Call Us 309-764-8331
  • Home
  • Products
    • Life Insurance LinksImage of right arrow
      • Permanent Insurance
      • Term Life Insurance
      • Term Life Insurance Quote
      • Universal Life Insurance Quote
      • Second-To-Die Life Insurance Quote
      • Life Insurance Glossary
      • BlueCross Express Link
    • Health InsuranceImage of right arrow
      • Introduction to Health Insurance
      • Health Insurance Quote
      • Group Health Insurance Quote
      • Glossary of Health Terms
      • IL Blue Cross Individual Marketplace
      • BlueCross Express Link
    • Auto InsuranceImage of right arrow
      • Introduction to Automobile Insurance
      • Auto Insurance Quote
      • Business Auto Insurance Quote
      • Commercial Auto Insurance Quote
      • Antique Auto Insurance Quote
      • Public Auto Insurance Quote
      • Motorcycle Insurance Quote
      • State Requirements
    • Business InsuranceImage of right arrow
      • Business Insurance Intro
      • Office and Business Owner Quote
      • Large Manufactures and Companies Quote
      • Artisan Contractor Quote
      • Business Earthquake Quote
      • Employment Practice Liability (EPLI) Quote
      • Business Flood Quote
      • Home Business Quote
      • Liquor Store Quote
      • Personal Umbrella Quote
      • Restaurant Insurance Quote
      • Workers' Compensation Quote
      • Business Owners Policy
    • Disability InsuranceImage of right arrow
      • Disability Insurance
      • Disability Insurance Quote
      • Disability Guides
      • Disability Statistics
      • Disability Insurance Links
    • Homeowners InsuranceImage of right arrow
      • Homeowners Insurance
      • Homeowners Insurance Quote
      • Renters Insurance Quote
      • Rental Property Insurance Quote
      • Mobile Home Insurance Quote
      • Apartment Building Insurance Quote
      • Homeowners Earthquake Insurance Quote
      • Homeowners Flood Insurance Quote
    • Long Term Care InsuranceImage of right arrow
      • Understanding Long Term Care
      • Long Term Care Insurance Quote
      • Long Term Care Guides
      • Long Term Insurance Links
    • MedicareImage of right arrow
      • Medicare Part A (2020)
      • Medicare Part B (2020)
      • Medicare Advantage
      • Medicare Part D
      • Medigap Policies
      • Medicare Health Plans Quote
      • Important Links
      • My Medicare Tools
    • Recreational Vehicle InsuranceImage of right arrow
      • Recreational Vehicle Insurance
      • Recreational Vehicle Insurance Quote
      • Recreational Insurance Links
      • Motor Home Insurance Quote
      • Snowmobile Insurance Quote
      • Travel Trailer Insurance Quote
      • Boat Insurance Quote
    • Tax CenterImage of right arrow
      • Tax Calculators
      • Tax Articles
      • Tax Center
      • Tax Organizer and Tax Forms
    • Employee Benefits Consulting
  • Client Services
    • Add Vehicle to Existing Auto Policy
    • Remove Vehicle from Existing Auto Policy
    • Add Driver to Existing Auto Policy
    • Remove Driver from Existing Auto Policy
    • Auto Accident Claim
    • Home Claim Form
    • Change of Address
  • About Us
    • About Us
    • Our Locations
    • Staff
    • Refer a Friend
    • Privacy Policy
  • Contact Us
Home > Auto > State Requirements

Minimum State Insurance Requirements

For more information go toiii.org

State
Liability limits (in thousands of dollars)1
Personal Injury Protection PIP required?
True No-fault state?
Uninsured motorist coverage required?
Alabama 20/50/25 No No No
Alaska 50/100/25 No No No
Arizona 15/30/10 No No No
Arkansas 25/50/25 Yes Yes No
California 15/30/5 No No No
Colorado 25/50/15 No No No
Connecticut 20/40/10 No No Yes
Delaware 15/30/10 Yes Yes No
D.C. 25/50/10 No Yes Yes
Florida2 10/20/10 Yes Yes No
Georgia 25/50/25 No No No
Hawaii 20/40/10 Yes Yes No
Idaho 25/50/15 No No No
Illinois 20/40/15 No No Yes
Indiana 25/50/10 No No No
Iowa 20/40/15 No No No
Kansas 25/50/10 Yes Yes Yes
Kentucky 25/50/10 Yes Yes No
Louisiana 15/30/25 No No No
Maine 50/100/25 No No Yes
Maryland 30/60/15 Yes Yes Yes
Massachusetts 20/40/5 Yes Yes Yes
Michigan 20/40/10 Yes Yes No
Minnesota 30/60/10 Yes Yes Yes
Mississippi 25/50/25 No No No
Missouri 25/50/10 No No Yes
Montana 25/50/10 No No No
Nebraska 25/50/25 No No No
Nevada 15/30/10 No No No
New Hampshire3 25/50/25 No Yes Yes
New Jersey4 15/30/5 Yes Yes Yes
New Mexico 25/50/10 No No No
New York5 25/50/10 Yes Yes Yes
North Carolina 30/60/25 No No Yes
North Dakota 25/50/25 Yes Yes Yes
Ohio 12.5/25/7.5 No No No
Oklahoma 25/50/25 No No No
Oregon 25/50/20 Yes Yes Yes
Pennsylvania 15/30/5 Yes Yes No
Rhode Island 25/50/25 No No Yes
South Carolina 25/50/25 No No Yes
South Dakota 25/50/25 No Yes Yes
Tennessee 25/50/15 No No No
Texas 30/60/25 No Yes No
Utah 25/65/15 Yes Yes No
Vermont 25/50/10 No No Yes
Virginia 25/50/20 No Yes Yes
Washington 25/50/10 No Yes No
West Virginia 20/40/10 No No Yes
Wisconsin 25/50/10 No Yes Yes
Wyoming 25/50/20 No No No

1.The first two numbers refer to bodily injury liability limits and the third number to property liability.
2.Only property-damage is compulsory
3.Insurance not compulsory
4.Drivers can choose a standard or basic policy. Basic policy limits are 10/10/5; only property-damage liability is compulsory
5.Liability rises to 50/100 if injury results in death.


 

Source: Insurance Information Institute
Last updated April 2012
For more Information go toIII.org

Carrier
Carrier
Carrier
Carrier

Carrier
Carrier 
Carrier
Carrier
Carrier 
Carrier
Home| Get A Quote| Customer Service| Blog| About Us| Contact
3901 15th Street D. | Moline, IL 61265-7206
P: 309-764-8331 | F: 309-764-5967 | scott@lohman-companies.com
Social Social Social
Logo

Powered by Insurance Website Builder

The website may contain concepts that have legal, accounting and tax implications. LB Benefits Inc. dba Lohman Companies does not provide tax or legal advice. Please consult your tax advisor or attorney for such guidance.

Lohman Companies Privacy Statement